FAQ
Our FAQ is designed to answer the questions we are asked most frequently.
If you don't see an answer to the question you have, please contact Human Resources.
Benefits enrollment is the process through which employees select and enroll in the employer-sponsored benefits and insurance plans offered by their company. These benefits often include health insurance, dental coverage, retirement plans, and other perks.
Employees become eligible for benefits after 30 days of employment. Any benefits elected will be effective on the 1st of the month following the employees 60th day of employment.
Once eligible and you receive instructions from HR, you will use this site to complete your enrollment. You may choose to submit forms electronically*, or you may choose to print and complete the paper forms and return them to HR.
*Electronic submissions require email validation, please be sure to enter the correct email address and to click the link in the verification email. You will receive confirmation and a copy of your forms automatically.
Have personal information available such as dependent details, and any current coverage you may have.
Yes! Cowles Company is proud to cover a portion of your's and your dependent's premiums. Please refer to your benefits guide for cost information.
Changes to benefits outside of the initial enrollment period are allowable if you have a qualifying event such as marriage, birth/adoption of a child, or loss of coverage, for example.
You will not be able to make any changes otherwise until our Open Enrollment period in January.
Depending on your employment status, you may be eligible for medical/vision, dental, additional life insurance, 401K and more!
All employees (21+ yrs) regardless of status are eligible for our 401k.
Using the menu at the top of this page, click on "benefit guides" and navigate to the company you are employed with to view your benefits options.
Evaluate your healthcare needs, consider the cost of premiums, deductibles, and co-payments, and review the network of healthcare providers.
No. Enrolling in benefits is a personal choice. If you choose to waive, you must complete the enrollment form and mark "waive" under coverage options.
You may contact our benefits administrator at benefits@cowlesco.com or toniw@cowlesco.com.
Health Insurance Marketplace
Some employees may qualify for health insurance plans via The Marketplace.
The Marketplace offers health insurance (called qualified health plans) that includes comprehensive coverage, from doctors and medications to hospital visits. Qualified health plans in the Marketplace will present their price and benefit information in simple terms so that you can make comparisons. You can get information about all of the plans available in your area and enroll.
For more information, click on your state of residence below.
If your state is not listed, you may click here to be redirected to healthcare.gov.
Marketplace Exchange Notice
Questions?
For general questions, such as eligibility and life changes, contact Human Resources at benefits@cowlesco.com
For specific benefit questions, coverage details, and Claims Assistance contact Alliant Benefit Advocates.
Phone: (800) 489-1390
Email: benefitsupport@alliant.com